Understanding the PMT Score in BISP Ehsaas Program

Understanding PMT Score in BISP

Understanding the PMT Score in BISP Ehsaas Program is very easy. The Benazir Income Support Program is a key initiative by the Government of Pakistan to provide financial help to those who are in need. One important part of this program is the PMT (Proxy Means Test) score. This score helps the government decide who qualifies for the Benazir Kafaalat Program. In this article, we will explain what the PMT score is, how it is calculated, and who is eligible for financial aid through BISP. Understanding the PMT Score in BISP Ehsaas Program is important without it you can not get payment.

What is the PMT Score?

The PMT score is a method the government uses to find out how poor or rich a household is. It helps in deciding whether a family qualifies for aid under BISP. The score ranges from 1 to 100. A lower score means the family is poorer and more likely to receive help. A higher score means the family is better off and may not get any aid.

In simple terms, the lower your score the more likely you are to get help. If your score is high, it means your household is financially stable and may not be eligible for the program.

How is the PMT Score Calculated?

The PMT score is calculated based on a survey conducted by government officers. They visit homes and ask about 60 questions related to your household. These questions include:

• Number of family members: How many people live in the house?
• Household income: What is the total income of the family?
• Education level: What is the highest education level in the family?
• Household assets: Does your family own things like vehicles, land, or livestock?

Each question has a specific score attached to it. For example, if your house is small and your income is low, you will get a low score. If you own valuable items or have a high income, your score will be higher. After collecting the answers, a computerized system calculates the final PMT score.

Scoring Criteria and Cutoff Points

The government has set specific cutoff points to decide who qualifies for help. Right now, households that score between 1 and 32 are eligible for BISP assistance. Families scoring higher than 32 are not eligible as they are considered financially stable.

In the past, the cutoff was lower. From 2011 to 2019, families with a score of 1 to 16.17 were eligible. After 2019, the cutoff was raised to 32 to help more families. The score range could change in the future depending on the government’s budget and economic situation.

Who Qualifies for BISP Based on PMT Score?

To qualify for BISP, your household must have a PMT score of 32 or below. This means your family is financially struggling and needs support. If your score is higher than 32, your household is seen as financially better off and not in need of aid.

For example, a family living in a small house with a low income and no luxury items is likely to have a low score and qualify for the program. On the other hand, a family with a high income and valuable assets will have a high score and may not be eligible.

How Women Complete the BISP Survey

The BISP survey is usually conducted by trained officers who visit homes, but many women also complete their survey at BISP centers. The process is simple:

1. Survey Officer Visit: The officer comes to your home and asks questions about your household.
2. Answering Questions: You must answer the questions truthfully, as these answers determine your PMT score.
3. Document Submission: Women might also need to provide documents like their CNIC and proof of income.
4. Survey at BISP Center: If you prefer, you can also visit a BISP center to complete your registration and survey.

Required Documents for BISP Survey

To make sure the survey process goes smoothly, you will need the following documents:

• CNIC (Computerized National Identity Card)
• Household details: Information about the number of family members.
• Income proof: Showing your family’s earnings.
• Proof of assets: Any land or property you own.
• Proof of education: Certificates showing education levels of family members.

These documents help the government verify your information and make sure your PMT score is correct.

Why the PMT Score Matters for BISP Eligibility

The PMT score is crucial for determining which households really need financial help. By using this score, BISP ensures that the poorest families receive aid, while those who are better off do not. It helps the government make sure that the limited resources are given to those who need them the most.

This system makes the process fair and transparent, as the score is based on various factors like income, assets, and family size.

Conclusion

Understanding your PMT score is important if you want to qualify for BISP. The score is calculated based on the answers you give during the survey. Households with a score between 1 and 32 are eligible for help, while those with a higher score are not.

Make sure to provide accurate information during the survey and submit all the necessary documents to increase your chances of getting financial assistance. The BISP program is designed to help families in need, and your PMT score is the key to receiving that support.